Last updated: January 2026
1. Introduction
Fixnance ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our personal finance management application.
2. Information We Collect
2.1 Account Information
When you create an account, we collect:
- Email address
- First and last name
- Password (securely hashed)
2.2 Financial Data
To provide our services, we store:
- Bank account names and balances you enter
- Transaction records you create or import
- Categories and budgets you set up
- Investment holdings and their values
2.3 Session and Security Data
To protect your account and provide session management features, we collect and store:
- IP Address: Collected when you log in to help identify unauthorized access and display your active sessions.
- User Agent: Browser and device information to help you recognize your sessions (e.g., "Chrome on macOS").
- Session timestamps: When each session was created and when it expires.
This data is retained for the duration of your session (up to 30 days) and is automatically deleted when sessions expire or are revoked. You can view and manage your active sessions in your account settings.
3. How We Use Your Information
We use your information to:
- Provide and maintain our service
- Authenticate your identity and manage sessions
- Protect against unauthorized access to your account
- Display your active sessions so you can manage them
- Improve and personalize your experience
- Communicate with you about your account
4. Data Security
We implement appropriate security measures to protect your data:
- Passwords are hashed using industry-standard algorithms (bcrypt)
- All data is transmitted over encrypted connections (HTTPS)
- Session tokens are randomly generated and securely stored
- Database access is restricted and monitored
5. Data Retention
We retain your data as follows:
- Account data: Retained until you delete your account
- Session data (IP address, user agent): Retained for up to 30 days per session, automatically deleted when sessions expire
- Financial data: Retained until you delete it or your account
6. Your Rights
You have the right to:
- Access your personal data
- Correct inaccurate data
- Delete your data and account
- View and revoke active sessions
- Export your financial data
7. Third-Party Services
We may use third-party services for hosting and infrastructure. These providers are contractually obligated to protect your data and only process it as instructed by us.
8. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by updating the "Last updated" date at the top of this policy.
9. Contact Us
If you have questions about this Privacy Policy or your personal data, please contact us through the application.